Not many people know about it, but you can pay <20% in taxes in Slovenia as a Tech Worker.
“Normirani s.p.” (Flat-Rate Sole Proprietorship)
What is it?
A radically simplified tax system for freelancers and solo entrepreneurs:
4% effective income tax on your first €60,000
20% effective income tax on everything between €60,000 and €120,000
Works only if you operate under a full-time sole proprietorship (”Polni s.p.”), and you are forced into standard taxation if your average revenue exceeds €120,000 over two years.
How profit margins are calculated:
You can’t deduct business expenses. Instead:
80% of your first €60k in revenue is automatically considered “expenses” (tax-free)
Any revenue above €60k has 0% recognized expenses
Then, you pay a flat 20% income tax on that calculated taxable base.
Social Security (”Prispevki”)
On top of income tax, you also pay social security — called Prispevki in Slovenia.
Covers healthcare, pension, and long-term care
Scales based on your previous year’s profit
Paid monthly, and acts as a floor on how low your taxes can go
Example: €60k revenue
Taxable base: €60k – 80% expenses = €12,000
Social Security (yearly): ~€8,100
Income tax (20% on €12k): €2,400
Total burden: ~€10,500 (~17.5% of gross)
Example: €80k revenue
Taxable base: €12k (first 60k) + €20k (next 20k) = €32,000
Social Security (yearly): ~€11,400
Income tax (20% on €32k): €6,400
Total burden: ~€17,800 (~22% of gross)
At other income levels:
~16% total burden at €50k
~28% total burden at €100k
It’s not single-digit tax rates.
But 17.5% at €60k and 22% at €80k total tax burden? That’s a great deal for Europe.
The €120k revenue cap will be low for senior, high-paid remote workers. But there’s a clear segment of people for whom this is a compelling proposition:
Remote worker making €50–100k/year
Prioritising work-life balance, nature, and safety
Living in Maribor, Kranj, or other great-value Slovenian towns — or even Ljubljana
Not a bad life.
Slovenia is widely considered one of the best value, highest quality-of-life options in Europe — a country that works, with a good trajectory.
Real estate outside Ljubljana is very affordable. Save some money working remotely, move to Slovenia with a Normirani s.p., buy a house, and live near the Alps or the Mediterranean in one of the safest, greenest countries in the world.
€3,500–5,500/month net goes very far in Slovenia.
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